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Featured Books

The Commercial Real Estate Playbook

What if your next commercial real estate deal could change your lifeā€”but no one ever taught you how to make it happen?

The Smart Guide to Buying Your First Home!

Buying your first home doesnā€™t have to be overwhelming ā€” not when you have a proven roadmap in your hands.

The Commercial Real Estate Playbook: Lessons From the Field:

"Blueprints for Success in Commercial Deals, Lending & Leadership"


What if your next commercial real estate deal could change your lifeā€”but no one ever taught you how to make it happen?

In
The Commercial Real Estate Playbook: Lessons From the Field, seasoned broker and finance expert
Bill Rapp
pulls back the curtain on the real-world strategies, pitfalls, and breakthrough moments that shaped his careerā€”and the careers of countless clients and professionals heā€™s served.

From structuring your first deal and building your personal brand, to overcoming financing roadblocks and surviving market downturns, this no-fluff guide is packed with firsthand stories, actionable insights, and field-tested tools to help you thrive in todayā€™s complex CRE landscape.

Whether you're an aspiring broker, active investor, small business owner, or someone looking to understand the lending side of real estate, this book offers a front-row seat to lessons that arenā€™t taught in classroomsā€”but can make or break your success.

Inside youā€™ll discover:

What separates successful deals from failed onesHow to transition from residential to commercial with confidenceThe art of reading people and closing like a proSmart financing tactics for every asset classā€”from retail to multifamilyHow to scale your business, lead a team, and future-proof your career

If you're ready to stop guessing and start building a legacy in commercial real estate, this playbook will be your trusted guide.

The Smart Guide to Buying Your First Home!

"From Credit Scores to Closing Day"


Buying your first home doesnā€™t have to be overwhelming ā€” not when you have a proven roadmap in your hands.The Smart Guide to Buying Your First Home


is a friendly, practical, and down-to-earth companion for anyone ready to turn the dream of homeownership into a reality. Whether you're just starting to think about buying, already browsing listings, or preparing to make an offer, this guide breaks it all down ā€” step-by-step ā€” in language that makes sense.Written by seasoned mortgage broker and real estate advisor
Bill J Rapp Jr, this guide covers everything you need to know, including:

How your credit score affects your mortgage (and how to fix it fast)What lenders arereallylooking for ā€” and how to get pre-approved like a proBudgeting tips, hidden costs, and why ā€œ$0 downā€ doesnā€™t mean ā€œfreeā€How to build your dream team and search with strategyThe real-deal guide to inspections, appraisals, and closing dayBonus insights forveterans using VA loansā€” including how to get your COE, debunking common VA myths, and planning for future moves or refinancing

Plus, youā€™ll find action steps, checklists, and practical tips in every chapter ā€” making it easy to stay organized, empowered, and confident throughout the process.Whether youā€™re buying solo, with a partner, or as a growing family, this book will help you make smart decisions and avoid costly mistakes.


Itā€™s more than a how-to manual ā€” itā€™s a trusted guide, mentor, and coach all in one.Homeownership is a journey ā€” not a race. Letā€™s take that first step together. šŸ”

ABOUT AUTHOR

Bill Rapp


Bill Rapp is a seasoned commercial real estate broker and finance expert with over a decade of experience helping clients navigate complex property transactions and capital solutions. Based in Houston, Texas, Bill specializes in investment sales, acquisitions, and commercial financing strategies tailored to meet the needs of investors, developers, and business owners. He brings a
unique blend of market insight, negotiation skills, and financial acumen to every deal, consistently delivering value and growth opportunities for his clients. With a deep knowledge of the Houston and Greater Texas markets, Bill
is committed to building long-term relationships and helping clients make smart, strategic decisions in todayā€™s ever-evolving real estate landscape. When
heā€™s not closing deals or analyzing the next big opportunity, Bill enjoys time with family, outdoor adventures, and giving back to the local community through mentorship and service.If youā€™d like, I can help write or edit these based on
the book content weā€™ve built so far.

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šŸ˜ļø Mortgage Lending Meets Privacy Laws: Texas Could See a Shift šŸ”

šŸ“‰ From Data to Dollars: Why Googleā€™s Settlement Might Loosen Lending in CRE šŸ’³

Bill Rapp, Commercial Mortgage Broker
May 12, 2025ā€¢1 min read

šŸ“‰ From Data to Dollars: Why Googleā€™s Settlement Might Loosen Lending in CRE šŸ’³

šŸ˜ļø Mortgage Lending Meets Privacy Laws: Texas Could See a Shift šŸ”

Google Pays Texas $1.4Bā€”Hereā€™s Why Mortgage Lending Could Benefit

At Medallion Mortgage, weā€™re always watching how policy, economics, and legal developments shape the lending landscape. The latest bombshell? Google is cutting a $1.375 billion check to the state of Texas in a massive data privacy settlement announced in May 2025.

šŸ‘€ Hereā€™s why it matters to mortgage lenders, investors, and developers: this unprecedented windfall may indirectly fuel activity in both residential and commercial lending across Texas.

šŸ’ø A Rising Tide Lifts All Markets

The funds could be used to support:

  • Small business programs and startup incentives

  • Tech infrastructure expansion (hello, new development zones!)

  • Affordable housing and community development

  • Grants or subsidies tied to digital literacy or cybersecurity

All of this points to a more active lending environmentā€”especially in underserved or growth-priority markets like West Houston, Katy, and Fulshear.

šŸ§  Smarter Borrowers, Smarter Lending

The spotlight on privacy will also push borrowers and lenders to demand better compliance, safer platforms, and more transparency. Expect:

  • More tech integrations in underwriting and loan servicing

  • Stronger privacy language in loan docs

  • New incentives tied to digital-forward properties

In short, Googleā€™s loss may be a win for the mortgage industryā€”especially here in Texas.

šŸ“š Original article source: CNBC ā€“ Google agrees to pay Texas $1.4 billion in data privacy settlement

https://www.billrapponline.com/

https://findamortgagebroker.com/Profile/WilliamRappJr28883

https://billrapp.commloan.com/

https://billrapponline.com/financingfuturescre-houston-katy

https://houstoncommercialmortgage.com/

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https://medallionfunds.com/bill-rapp/

https://www.amazon.com/dp/B0F32Z5BH2

Ā© 2023-2024 Bill Rapp, Medallion Funds LLC, Director of Capital Advisory

Texas mortgage lendingTexas Google SettlementCommercial loan opportunitiesdata privacy in lendingMortgage market trends TexasMortgage brokerage Houston
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Bill Rapp - Commercial & Residential Mortgage Broker

Whether you're a first-time homebuyer, a seasoned investor, or a business owner with ambitious plans, securing the right financing is crucial. At Medallion Funds, we take the guesswork out of mortgages, offering a comprehensive suite of residential and commercial loan options to fit your unique needs. Looking for Your Dream Home? We understand the excitement and challenges of navigating the residential real estate market. Our experienced mortgage brokers will guide you through every step, from pre-qualification to closing. We offer a variety of loan programs to suit your financial situation, including: ā€¢ Fixed-rate mortgages: Offering stability with predictable monthly payments. ā€¢ Adjustable-rate mortgages (ARMs): Providing competitive rates for a set period. ā€¢ FHA loans: Making homeownership accessible with lower down payments. ā€¢ VA loans: Rewarding veterans with attractive rates and flexible terms. Investing in Your Business Future? Growth often requires capital, and we can help you unlock the potential of your commercial property. Our brokers specialize in a wide range of commercial loan options, including: ā€¢ Purchase loans: Financing the acquisition of new buildings or land. ā€¢ Construction loans: Facilitating the development of your project. ā€¢ Refinance loans: Restructuring your existing mortgage for better terms. ā€¢ SBA loans: Providing access to government-backed financing for qualified businesses. The Medallion Funds Difference: We go beyond simply finding a loan. We take the time to understand your goals and develop a personalized strategy. Here's what sets us apart: ā€¢ Expertise: Our brokers have a deep understanding of both residential and commercial lending. ā€¢ Competitive Rates: We leverage our strong lender relationships to secure the best possible terms. ā€¢ Streamlined Process: We handle the paperwork, keeping you informed every step of the way. ā€¢ Exceptional Service: We're committed to providing you with a positive and stress-free experience. Ready to Take the First Step? Contact Medallion Funds today for a free consultation. Let's discuss your financing needs and help you achieve your dreams!

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