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Featured Books

The Commercial Real Estate Playbook

What if your next commercial real estate deal could change your life—but no one ever taught you how to make it happen?

The Smart Guide to Buying Your First Home!

Buying your first home doesn’t have to be overwhelming — not when you have a proven roadmap in your hands.

The Commercial Real Estate Playbook: Lessons From the Field:

"Blueprints for Success in Commercial Deals, Lending & Leadership"


What if your next commercial real estate deal could change your life—but no one ever taught you how to make it happen?

In
The Commercial Real Estate Playbook: Lessons From the Field, seasoned broker and finance expert
Bill Rapp
pulls back the curtain on the real-world strategies, pitfalls, and breakthrough moments that shaped his career—and the careers of countless clients and professionals he’s served.

From structuring your first deal and building your personal brand, to overcoming financing roadblocks and surviving market downturns, this no-fluff guide is packed with firsthand stories, actionable insights, and field-tested tools to help you thrive in today’s complex CRE landscape.

Whether you're an aspiring broker, active investor, small business owner, or someone looking to understand the lending side of real estate, this book offers a front-row seat to lessons that aren’t taught in classrooms—but can make or break your success.

Inside you’ll discover:

What separates successful deals from failed onesHow to transition from residential to commercial with confidenceThe art of reading people and closing like a proSmart financing tactics for every asset class—from retail to multifamilyHow to scale your business, lead a team, and future-proof your career

If you're ready to stop guessing and start building a legacy in commercial real estate, this playbook will be your trusted guide.

The Smart Guide to Buying Your First Home!

"From Credit Scores to Closing Day"


Buying your first home doesn’t have to be overwhelming — not when you have a proven roadmap in your hands.The Smart Guide to Buying Your First Home


is a friendly, practical, and down-to-earth companion for anyone ready to turn the dream of homeownership into a reality. Whether you're just starting to think about buying, already browsing listings, or preparing to make an offer, this guide breaks it all down — step-by-step — in language that makes sense.Written by seasoned mortgage broker and real estate advisor
Bill J Rapp Jr, this guide covers everything you need to know, including:

How your credit score affects your mortgage (and how to fix it fast)What lenders arereallylooking for — and how to get pre-approved like a proBudgeting tips, hidden costs, and why “$0 down” doesn’t mean “free”How to build your dream team and search with strategyThe real-deal guide to inspections, appraisals, and closing dayBonus insights forveterans using VA loans— including how to get your COE, debunking common VA myths, and planning for future moves or refinancing

Plus, you’ll find action steps, checklists, and practical tips in every chapter — making it easy to stay organized, empowered, and confident throughout the process.Whether you’re buying solo, with a partner, or as a growing family, this book will help you make smart decisions and avoid costly mistakes.


It’s more than a how-to manual — it’s a trusted guide, mentor, and coach all in one.Homeownership is a journey — not a race. Let’s take that first step together. 🏡

ABOUT AUTHOR

Bill Rapp


Bill Rapp is a seasoned commercial real estate broker and finance expert with over a decade of experience helping clients navigate complex property transactions and capital solutions. Based in Houston, Texas, Bill specializes in investment sales, acquisitions, and commercial financing strategies tailored to meet the needs of investors, developers, and business owners. He brings a
unique blend of market insight, negotiation skills, and financial acumen to every deal, consistently delivering value and growth opportunities for his clients. With a deep knowledge of the Houston and Greater Texas markets, Bill
is committed to building long-term relationships and helping clients make smart, strategic decisions in today’s ever-evolving real estate landscape. When
he’s not closing deals or analyzing the next big opportunity, Bill enjoys time with family, outdoor adventures, and giving back to the local community through mentorship and service.If you’d like, I can help write or edit these based on
the book content we’ve built so far.

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💡 Triple-Net Leases: Smarter Real Estate Loans for Investors & Pros 💼

🏠 NNN Leases & Real Estate Financing: A Mortgage Broker's Guide 📊

Bill Rapp, Commercial Mortgage Broker
May 16, 2025•2 min read

🏠 NNN Leases & Real Estate Financing: A Mortgage Broker's Guide 📊

💡 Triple-Net Leases: Smarter Real Estate Loans for Investors & Pros 💼

📑 Understanding Triple-Net Leases and How They Benefit Borrowers & Investors

If you’re a homebuyer-turned-investor, a gig worker seeking passive income, or a doctor looking to build wealth outside your practice—Triple-Net Leases (NNN) are worth understanding.

These leases aren’t just smart real estate plays—they’re also loan-friendly, especially for those using specialized mortgage strategies.

What Makes a Triple-Net Lease Unique?

In a triple-net lease, the tenant pays:

  • Property taxes

  • Insurance

  • Maintenance

This means you, the landlord, enjoy passive income and low overhead. They’re especially appealing to first-time commercial investors and business owners financing their own buildings.

How to Finance a NNN Property

  1. DSCR Loans for Investors
    Debt-Service Coverage Ratio loans use the property's cash flow to qualify—not your income. Perfect for self-employed borrowers or full-time investors.

  2. SBA 504/7(a) Loans for Owner-Users
    Business owners—especially doctors, dentists, and vets—can buy their own building with as little as 10% down and lock in long-term fixed rates.

  3. Bank Statement Loans
    Self-employed? Gig worker? Bank statement and P&L-only loans are available to help you qualify based on real income—not tax write-offs.

  4. 1031 Exchange + Financing
    If you’re selling a rental home or duplex, a NNN lease can be the next step in your portfolio—and yes, you can finance the new purchase with a commercial loan.

Who Should Consider This Strategy?

  • 🏘️ Investors using BRRRR or 1031 strategies

  • 🩺 Doctors/Dentists expanding into medical-retail or hybrid office

  • 🧑‍💼 Self-Employed borrowers with unpredictable W2s

  • 🌪️ Disaster-Affected buyers using 203(h) and looking to rebuild with passive income

  • 🏗️ Builders/Agents working with CRE-minded clients

At Medallion Mortgage, we help borrowers structure deals that build long-term wealth—not just get you to closing.

https://www.billrapponline.com/

https://findamortgagebroker.com/Profile/WilliamRappJr28883

https://billrapp.commloan.com/

https://billrapponline.com/financingfuturescre-houston-katy

https://houstoncommercialmortgage.com/

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https://medallionfunds.com/bill-rapp/

https://www.amazon.com/dp/B0F32Z5BH2

Š 2023-2024 Bill Rapp, Medallion Funds LLC, Director of Capital Advisory

dscr mortgage triple-net lease loanSBA 504 loan1031 exchange loanpassive income property loanbank statement mortgage
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Bill Rapp - Commercial & Residential Mortgage Broker

Whether you're a first-time homebuyer, a seasoned investor, or a business owner with ambitious plans, securing the right financing is crucial. At Medallion Funds, we take the guesswork out of mortgages, offering a comprehensive suite of residential and commercial loan options to fit your unique needs. Looking for Your Dream Home? We understand the excitement and challenges of navigating the residential real estate market. Our experienced mortgage brokers will guide you through every step, from pre-qualification to closing. We offer a variety of loan programs to suit your financial situation, including: • Fixed-rate mortgages: Offering stability with predictable monthly payments. • Adjustable-rate mortgages (ARMs): Providing competitive rates for a set period. • FHA loans: Making homeownership accessible with lower down payments. • VA loans: Rewarding veterans with attractive rates and flexible terms. Investing in Your Business Future? Growth often requires capital, and we can help you unlock the potential of your commercial property. Our brokers specialize in a wide range of commercial loan options, including: • Purchase loans: Financing the acquisition of new buildings or land. • Construction loans: Facilitating the development of your project. • Refinance loans: Restructuring your existing mortgage for better terms. • SBA loans: Providing access to government-backed financing for qualified businesses. The Medallion Funds Difference: We go beyond simply finding a loan. We take the time to understand your goals and develop a personalized strategy. Here's what sets us apart: • Expertise: Our brokers have a deep understanding of both residential and commercial lending. • Competitive Rates: We leverage our strong lender relationships to secure the best possible terms. • Streamlined Process: We handle the paperwork, keeping you informed every step of the way. • Exceptional Service: We're committed to providing you with a positive and stress-free experience. Ready to Take the First Step? Contact Medallion Funds today for a free consultation. Let's discuss your financing needs and help you achieve your dreams!

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